The state of play of blockchain technology in the financial services sector: A systematic literature review

  • Omar Ali*
  • , Mustafa Ally
  • , Clutterbuck
  • , Yogesh Dwivedi
  • *Corresponding author for this work

Research output: Contribution to journalReview articlepeer-review

360 Scopus citations

Abstract

The modern trends of digitalization have completely transformed and reshaped business practices, whole businesses, and even a number of industries. Blockchain technology is believed to be the latest advancement in industries such as the financial sector, where trust is of prime significance. Blockchain technology is a decentralized and coded security system which provides the capability for new digital services and platforms to be created through this emerging technology. This research presents a systematic review of scholarly articles on blockchain technology in the financial sector. We commenced by considering 227 articles and subsequently filtered this list down to 87 articles. From this, we present a classification framework that has three dimensions: blockchain-enabled financial benefits, challenges, and functionality. This research identifies implications for future research and practice within the blockchain paradigm.

Original languageEnglish
Article number102199
JournalInternational Journal of Information Management
Volume54
DOIs
StatePublished - Oct 2020
Externally publishedYes

Bibliographical note

Publisher Copyright:
© 2020 Elsevier Ltd

Keywords

  • Blockchain benefits
  • Blockchain challenges
  • Blockchain functionality
  • Blockchain technology
  • Financial technologies

ASJC Scopus subject areas

  • Management Information Systems
  • Information Systems
  • Computer Networks and Communications
  • Information Systems and Management
  • Marketing
  • Library and Information Sciences
  • Artificial Intelligence

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