Role of innovation attributes in explaining the adoption intention for the interbank mobile payment service in an Indian context

Research output: Chapter in Book/Report/Conference proceedingConference contributionpeer-review

22 Scopus citations

Abstract

This study presents an investigation on the role of innovation attributes that significantly influence the behavioural intention and actual adoption of potential consumers towards the interbank mobile payment service. Using attributes from Rogers’ diffusion of innovations theory, along with one other attribute, cost, the diffusion of this IMPS application has been studied. The proposed model was empirically tested against the data gathered from both, the adopters and non-adopters of this technology. The SPSS analysis tool was used to perform the reliability tests, and linear and logistic regressions. While relative advantage, compatibility, complexity and trialability displayed significant relationships, observability exhibited a poor impact on behavioural intention. On the other hand, behavioural intention and cost showed significant impacts on the adoption of the IMPS application. The theoretical background, discussions, key conclusions, and limitations, alongside research implications of this study have been presented.

Original languageEnglish
Title of host publicationGrand Successes and Failures in IT
Subtitle of host publicationPublic and Private Sectors - IFIP WG 8.6 InternationalWorking Conference on Transfer and Diffusion of IT, TDIT 2013, Proceedings
EditorsRahul De, David Wastell, Yogesh K. Dwivedi, Helle Zinner Henriksen
PublisherSpringer New York LLC
Pages203-220
Number of pages18
ISBN (Print)9783642388613
DOIs
StatePublished - 2013
Externally publishedYes
EventIFIP WG 8.6 International Working Conference on Transfer and Diffusion of IT, TDIT 2013 - Bangalore, India
Duration: 27 Jun 201329 Jun 2013

Publication series

NameIFIP Advances in Information and Communication Technology
Volume402
ISSN (Print)1868-4238

Conference

ConferenceIFIP WG 8.6 International Working Conference on Transfer and Diffusion of IT, TDIT 2013
Country/TerritoryIndia
CityBangalore
Period27/06/1329/06/13

Bibliographical note

Publisher Copyright:
© IFIP International Federation for Information Processing 2013.

Keywords

  • Adoption
  • Diffusion of innovations
  • IMPS
  • Innovation
  • Mobile payment

ASJC Scopus subject areas

  • Information Systems and Management

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