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FinTech and Microentrepreneurs An Exploratory Qualitative Assessment in Egypt

Research output: Chapter in Book/Report/Conference proceedingChapterpeer-review

Abstract

This chapter is one of the pioneering studies which undertakes an exploratory assessment of the unique opportunities and challenges that financial technology (FinTech) presents for microentrepreneurs in Egypt. Through in-depth semi-structured interviews with microentrepreneurs across various sectors in Egypt, our research uncovers the key benefits that FinTech offers, including access to credit, digital payment solutions, financial management tools, peer-to-peer lending, digital money circles, and safety. This study unequivocally demonstrates the empowering role of FinTech for microentrepreneurs. However, it also identifies their main challenges, such as high-interest rates, digital literacy, customer support, lack of digital infrastructure, and cultural (perceptual) barriers.

Original languageEnglish
Title of host publicationAlternative Finance
Subtitle of host publicationA Framework for Innovative and Sustainable Business Models
PublisherTaylor and Francis
Pages212-227
Number of pages16
ISBN (Electronic)9781040166482
ISBN (Print)9781032713472
DOIs
StatePublished - 1 Jan 2024
Externally publishedYes

Bibliographical note

Publisher Copyright:
© 2025 selection and editorial matter, Mina Fanea-Ivanovici and Hasnan Baber; individual chapters, the contributors. All rights reserved.

UN SDGs

This output contributes to the following UN Sustainable Development Goals (SDGs)

  1. SDG 8 - Decent Work and Economic Growth
    SDG 8 Decent Work and Economic Growth

ASJC Scopus subject areas

  • General Economics, Econometrics and Finance
  • General Business, Management and Accounting

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